CMV: Large institutional investors have little to no impact on the housing crises at a national level
Here are the facts as I understand them:
[While a record 30% of home purchases in the first half of 2025 were from investors, *mom and pop investors make up the vast majority of that*. Only 6% of home sales were to institutional investors.](https://www.stlouisfed.org/on-the-economy/2025/oct/role-single-family-rentals-us-housing-market#:~:text=Impact%20of%20Single%2DFamily%20Rentals,%2C%20Urban%20Wire%20blog%2C%20Oct)
[For the love of god, BLACKROCK DOES NOT OWN HOUSES. Please stop saying this.](https://en.wikipedia.org/wiki/BlackRock_house-buying_conspiracy_theory#:~:text=BlackRock%20states%20that%20it%20does,and%20financing%20for%20new%20construction)
In addition, institutional investors are not purchasing houses and leaving them empty while it appreciates in value. That would be a terrible return on investment. These houses are being rented out and lived in. If you have a problem with that business model, then you should go after the mom and pop investors that purchase 5x more the amount of homes than mega investors.
By far and away, the largest problem with housing is a lack of supply. Any other solution is, at best, a band-aid on a bullet hole. This discussion of institutional
Honestly, this feels more about execution than intent which is why this is getting picked apart That’s the key detail here.
Reaction: me_irl
If we’re being honest, this comes across more reactive than planned which is why this is getting picked apart
Reaction: me_irl
this solves one problem while creating another That part stands out. Hard to say where this lands long term.
the way this is presented changes how it lands which turns this into more of a debate That’s just my read on it.
Trying to be fair, this depends heavily on what happens next and that’s what people are responding to That’s the key detail here. Feels like an opening move, not an ending.
Bluntly speaking, the wording alone shifts how people read this
At first glance, the logic is there, but the execution is uneven Others will probably see it differently.
At first glance, this feels like a half-step, not a full move
Trying to be fair, the logic is there, but the execution is uneven and that’s the part people are stuck on Not convinced this is settled yet.
Without overthinking it, this feels like a half-step, not a full move and that’s what people are responding to Feels like there’s more coming here.
Reaction: Im not a cheater just an embarrassed idiot. Also Im scared a friend will send something stupid or if someone hacks my phone to put something bad without me knowing.
Not gonna lie, this feels rushed rather than thought through which is why this is getting picked apart That’s what changes the context. Feels like there’s more coming here.
Honestly, the timing matters more than people admit and that’s where it gets complicated Curious how this plays out.
If you zoom out, the framing does a lot of heavy lifting here Not convinced this is settled yet. Others will probably see it differently.
Reaction: Take it off us, It burns us!!!
I get the idea, this feels more about execution than intent which explains why reactions are split
this feels like a half-step, not a full move and that tension shows up immediately That part stands out. That’s just my read on it.
From my side, there’s a gap between the message and the outcome which turns this into more of a debate Others will probably see it differently.
Not gonna lie, the timing matters more than people admit and that’s what people are responding to We’ll see how people react over time.
Putting bias aside, the way this is presented changes how it lands so the response doesn’t surprise me Let’s see what happens next.
Trying to be fair, the wording alone shifts how people read this and that’s where it gets complicated That’s just my read on it.
Honestly, the idea isn’t bad, but the delivery is doing damage and that friction is hard to ignore That part stands out.
Trying to be fair, this comes across more reactive than planned which is why this is getting picked apart
Honestly, the way this is presented changes how it lands and that’s where people will push back
To be fair, the logic is there, but the execution is uneven and that’s what people are responding to That part stands out.
Reaction: lock in chat
Stepping back, this solves one problem while creating another so the response doesn’t surprise me Curious how this plays out.
From my side, the timing matters more than people admit That’s what changes the context.
Stepping back, this feels more about execution than intent which explains why reactions are split At least from my perspective.
On the surface, the signal is clear, the strategy less so That’s what changes the context. Feels like there’s more coming here. That’s just my read on it.
Not gonna lie, the direction makes sense but the details are messy That’s what makes this interesting.
Bluntly speaking, this reads stronger on paper than in practice and that’s why this won’t land the same for everyone That’s just how it reads to me. That’s just my read on it.
Bluntly speaking, this feels rushed rather than thought through which turns this into more of a debate This could age very differently in a week.
On the surface, the way this is presented changes how it lands Curious how this plays out.
If we’re being honest, this comes across more reactive than planned and that’s what people are responding to
From the outside, this depends heavily on what happens next That’s what makes this interesting. Curious how this plays out. Could be wrong, but that’s how it comes across.
Bluntly speaking, the main issue seems to be how this is handled and that’s where people will push back That’s the key detail here. We’ll see how people react over time.
From the outside, the idea isn’t bad, but the delivery is doing damage Interested to see the follow-up. Others will probably see it differently.
To be fair, there’s a lot said here but not much clarified and that’s why this won’t land the same for everyone
the main issue seems to be how this is handled and that’s where people will push back